Out Of Pocket Expenses You May Be Able To Recover From Workers' Compensation

If you have been injured in your workplace, or you have incurred a work related injury, your company's workers' compensation insurance should cover the medical cost and treatment that is associated with your claim. But along with covering your actual doctor's bills, you are also entitled to be reimbursed or compensated for most out of pocket expenses that you may incur as a result of your injury. Here are a few to consider.

Travel

You are entitled to be reimbursed for any travel you perform as a part of your workers' compensation treatment and settlement of your claim. Mileage may be paid for travel to any of the following although some things such as prescription pick up may vary by state:

  • Doctors Appointments
  • Specialist Appointments
  • Physical Therapy
  • Prescription Pick Up
  • Depositions and more

The rate per mile is determined by your state, but most states are now paying slightly better than .50 per mile. For example, in the state of Connecticut, the mileage rate is 53.5 cents per mile. This can quickly add up, as a 20 mile round-trip to your doctor's office will pay you $10.70, which will more than cover your gas. In addition to this, you can also file the cost of your parking and tolls. 

Most workers' compensation carriers require that you fill out and submit a mileage reimbursement form that they will give to you. Establish your mileage by entering your location and your destination into MapQuest. Print out the results and submit this with your reimbursement. 

Meals and Lodging

Did you know that if you have to travel a distance from your home in order to receive medical treatment, you may also be entitled to be reimbursed for your meals you pay for that day? These are usually only paid up to a predetermined per diem amount, so make sure you don't go overboard.

If your carrier sends you to a specialist or doctor that is far away, you may even be eligible to be reimbursed for the cost of a hotel room if your appointment is very early in the morning or late in the afternoon. Always make sure you get pre-approval for these expenses before you incur them. 

Over The Counter Medications

If your doctor tells you to try an over the counter medication, or prescribes an over the counter device, to treat your injury, you should receive reimbursement even if you have to pay for it out of pocket. This could include non-prescription pain relief, a wrist or back brace, and much more. Just be able to show that it was something you purchased at the suggestion of the treating physician.

These are just a few of the many out of pocket expenses you may be eligible to recover from workers' compensation, there are many more. A workers' compensation attorney will be able to help you to determine which ones would be applicable to your case, as well as provide you with assistance in filing for them. Call one as soon as possible to make sure you get back all the money you deserve. Click for more info.

Share